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[QUOTE=Ray Brunelle;954002][QUOTE=MikeGlastonbury;954001]Actually, missing the ten worst days - IOW timing the market - can be a better investment than being IN during the ten best days: [URL]https://www.invesco.com/static/us/investors/contentdetail?contentId=f2bc32b525051410VgnVCM100000c2f1bf0aRCRD[/URL][/QUOTE] You're right IF you can you time perfectly Mike. Thats a big IiF. That's not something I want to hang my future on. More importantly, it also assumes that you ...